When looking for a mortgage in California, First Equity is your first choice, we  provide Mortgage Loans for purchase, refinance, debt consolidation, and home equity loans in all of California.

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No Down Payment Loan

All About Credit

Prequalify or Preapprove?

Let First Equity be your Mortgage Broker for all of your Home Mortgage needs in California. 

As your broker, First Equity originates any type of mortgage in California.  All sizes and for all types of credit.

For your mortgage in California, First Equity is a preferred broker.

Mortgage in California First Equity - California Mortgage Company   Why Use First Equity?  This website will provide answers to most questions about mortgage brokers, but feel free to call us toll free (877) 356-8887, or fill out our obligation free information request.    Unlike local banks, mortgage brokers have the ability to obtain the best possible rate for your situation by shopping all approved lenders. Since your First Equity broker works with many different national lenders they are not forced to recommend one set of loan programs to you but can seek out many different options that are offered. Brokers do the loan shopping for you. When you apply for a loan in California with a First Equity mortgage broker you are effectively applying for a loan with all the lenders we are approved with (over 250)! In California, a mortgage broker is an independent real estate financing professional who specializes in the origination of residential and/or commercial mortgages. Mortgage brokers obtain rates at wholesale. It costs no more to do business with a broker. In fact independent surveys have shown that in many cases the fees charged by a broker are less and the interest rate obtained is lower than if the borrower went directly to the lender. When working with a broker only one credit report is used. If you were to apply to multiple lending loan companies, each lender would do a credit check. This may lower your credit score. A lower credit score could mean you may not qualify for the best interest rate possible with any lender. First Equity brokers work on a contingency basis. We are not compensated until the loan closes. (Be aware. In California, some mortgage brokers charge a non-refundable up-front loan application fee.) A broker deals exclusively with mortgages. By combining professional expertise with access to many different wholesale lenders and hundreds of loan products, your First Equity mortgage broker provides you with the most efficient and cost-effective method of offering home financing options while still providing individualized attention tailored to your needs and wants. A mortgage in California from First Equity means you are obtaining financing that best fits your specific financial goals. How can I get started? Simply call us toll free at (877) 356-8887 or take two minutes and click here to fill out a short form online, your personal loan officer will contact you to help you get started. Back to top Back to Home page   Mortgage in California

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