First Equity is your NY Mortgage Broker providing Mortgage Loans for purchase, refinance, debt consolidation, and home equity loans in all of NY.

Additional Info:

No Down Payment Loan

All About Credit

Prequalify or Preapprove?

First Equity,  your Mortgage Broker for all of your NY Home Mortgage Needs. 

As your broker, First Equity originates NY mortgage loans of all sizes and for all types of credit.

For mortgage loans in NY, First Equity is a preferred broker.

NY Mortgage Broker First Equity - NY Mortgage Broker   Why Use First Equity?  For residential mortgage loans, we can compare rates with at least four lenders for you.  Many borrowers tell us that they enjoy using our VIP Borrower Program.  It allows you to apply online and lets our VIP Team do the loan search for you.  Take the hassle out of searching for the best mortgage loan - complete one application with us and our VIP Team will do all of the work.  One person contacting you, no worry about phone calls all hours of the day and night, and the security of knowing your information is not being sent to multiple brokers around the world. This website will provide answers to most questions about mortgage brokers, but feel free to call us toll free (877) 356-8887, or fill out our obligation free information request.    In NY, a mortgage broker is an independent real estate financing professional who specializes in the origination of residential and/or commercial mortgages. Mortgage brokers have the ability to obtain the best possible rate for your situation by shopping all approved lenders. Since your First Equity broker works with many different national lenders they are not forced to recommend one set of loan programs to you but can seek out many different options that are offered. Brokers do the loan shopping for you. When you apply for a loan in NY with a mortgage broker you are effectively applying for a loan with all the lenders the broker is approved with. Mortgage brokers obtain rates at wholesale. It costs no more to do business with a broker. In fact independent surveys have shown that in many cases the fees charged by a broker are less and the interest rate obtained is lower than if the borrower went directly to the lender. First Equity brokers work on a contingency basis. We are not compensated until the loan closes. (Be aware. In NY, some mortgage brokers charge a non-refundable up-front loan application fee.) When working with a broker only one credit report is used. If you were to apply to multiple lending loan companies, each lender would do a credit check. This may lower your credit score. A lower credit score could mean you may not qualify for the best interest rate possible with any lender. A broker deals exclusively with mortgages. By combining professional expertise with access to many different wholesale lenders and hundreds of loan products, your First Equity mortgage broker provides consumers the most efficient and cost-effective method of offering home financing options while still providing individualized attention tailored to the consumer's needs and wants. A NY mortgage broker like First Equity represents you in obtaining financing that best fits your specific financial goals. How can I get started? Simply call us toll free at (877) 356-8887 or take two minutes and click here to fill out a short form online, your personal loan officer will contact you to help you get started. Back to top Back to Home page   NY Mortgage Broker

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